federal pandemic "cash flow boost" funding

Between natural disasters and pandemic-related upheaval, small businesses have been slammed time and again across all of Australia’s states. State governments across the nation, as well as the Federal government, have regular, new funding opportunities to help keep your small business afloat through these tough times.

If you’re in one of the areas below and you’ve been affected, you could be eligible for thousands in financial relief. Don’t wait, apply now.

Federally, the COVID-19 Disaster Payment has been amended to be delivered swiftly in the event of any lockdown at an increased rate of $600 and $375 per week to individuals, depending on number of hours of work lost due to a lockdown.


NSW has the biggest joint funding package announced with tens of thousands in aid revealed for micro and small businesses as well as other tax-based relief measure.

Applications can be made through Services NSW later this month.

Norther Territory

The Northern Territory has a $1,000 Territory Lockdown Business Payment now to eligible businesses, like beauty businesses, who were forced to close during the recent lockdown.

“The Territory Business Lockdown Payment has been established to provide immediate financial support to businesses during a lockdown period. This payment is an amount of $1,000 and those eligible will need to submit a simple online application.

A once-off extended closure payment of $1,000 will be made available to eligible businesses that were ordered to shut or stay shut by the chief health officer (CHO) under CHO Directions No. 32 of 2021, such as gyms, indoor or outdoor markets and indoor public swimming pools. For more details, get the CHO Directions No. 32 of 2021 PDF (538.8 KB) from the Coronavirus website.”

Perth and Peel

From July 19th, businesses in the Perth and Peel region who were affected by or forced to close due to the snap lockdown between 29 June and 2 July, and the subsequent restriction period), can apply for grants of up to $3,000 in the Small Business Lockdown Assistance Grants, Round 2. You will be able to apply here.


According to the Offices of both the Premier and PM:

“The Victorian Government will provide new cash grants for businesses affected by the short lockdown necessary to get ahead of the Delta strain, so they can have a strong recovery on the other side of the public health restrictions.

Automatic payments will be made to eligible businesses and sole traders across the state to minimise delays and swiftly get money into the pockets of businesses who need it most.

Up to 90,000 businesses that have and will receive payments through the Licensed Hospitality Venue Fund and Business Costs Assistance Program relating to the May-June lockdown will receive the Victorian Government’s new support payments of $3,000 and $2,000 respectively.

Payments are due to commence over the course of next week – with total funding of $201.8 million. Eligible businesses will include restaurants, cafes bars, event suppliers, tourism and accommodation providers and non-essential retailers.

The Victorian Government has also reached agreement with the Commonwealth Government to fund income support payments from day one of the lockdown.

Workers affected by the public health restrictions are now eligible for the same payments afforded by the Commonwealth to New South Wales workers [via the COVID-19 Disaster Payment Program]:

  • Payments of $600 will be made to Victorians that lose 20 hours or more of work during the period of the lockdown
  • Payments of $375 will be made to individuals that lose between 8-20 hours of work during the period of the lockdown
  • There is no liquid assets test applied to receive these payments

The Federal Government will fund payments for those Victorians who work or live in a COVID-19 Hotspot declared by the Commonwealth – that includes Greater Melbourne, Moorabool Shire, the City of Greater Geelong, Borough of Queenscliffe and the Surf Coast Shire.

The Victorian Government will fund payments for Victorians who live outside of these areas but are still subject to the lockdown.

All applications can be made through the Services Australia at www.servicesaustralia.gov.au.”


The Minister said small businesses will share in $2.5 million in the first round of the Business Boost program in 2021-22 with another round planned in 2022-23 with grants from $5,000 to $50,000 available and $15,000 small business grants available.

Businesses will need to co-contribute 30 per cent of the total cost of their proposed purchases, and grant funding will be paid following completion of the project.

“The grants can be used for activities such as website development and upgrades, strategic marketing, training and coaching, advisory services and planning for business continuity and succession,” Minister Farmer said.

These new grants are in addition to the Business Growth Fund grants of up to $50,000 and the new Business Basics grants of $5,000 which attracted hundreds of applications when they opened in May this year. To date $12.5 million in Small Business Grants have been launched under the Big Plans for Small Business Strategy.  

Applications open 30 July 2021 here.

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